Assets of 8 banks put up for auction: what exactly is being sold
21 October 2025 07:37
The Deposit Guarantee Fund (DGF) is starting the next stage of selling the property of banks in liquidation. During October 21-24, the Prozorro.Sale system will host auctions to sell the assets of eight bankrupt banks totaling UAH 520.7 million. This is reported by "Komersant Ukrainian" with reference to the press service of the DGF.
The purpose of the sale
The proceeds will be used to repay debts to bank creditors, including the state and depositors.
What exactly is up for sale
The structure of the assets is as follows:
| Type of asset | Initial value |
|---|---|
| Loan receivables | uAH 341.9 million |
| Real estate, land, vehicles | uAH 169.1 million |
| Receivables from customers | 8.5 million UAH |
| Securities and other assets | uAH 1.2 million |
Loan receivables are debts owed by legal entities or individuals to the bank.
The buyer of the lot receives the right to collect these debts and can earn interest or restructuring fees.
Which banks are participating in the auction and what is being sold
- PJSC Prominvestbank – for a total amount of UAH 438.3 million. Of these, the rights of claim on loans are up for sale with an initial price of UAH 317.9 million, and real estate and fixed assets with a price of UAH 111.6 million. In addition, accounts receivable are up for auction for UAH 7.6 million, and securities will be sold for UAH 1.2 million;
- JSC Cominvestbank – for a total amount of UAH 62.7 million, of which real estate, a vehicle and other fixed assets are up for sale with an initial price of UAH 48.5 million. In addition, loan claims will be sold at a price of UAH 14.2 million;
- JSC “MR Bank” – for a total amount of UAH 9.0 million, of which loan claims with an initial price of UAH 6.6 million are put up for sale, and fixed assets for UAH 2.4 million;
- JSC Megabank – for a total amount of UAH 3.7 million, of which loan claims were put up for sale for UAH 3.2 million and real estate for UAH 0.5 million;
- JSC Bank Sich – property and equipment with an initial price of UAH 3.6 million for sale;
- PJSC “CSG Bank” – for a total amount of UAH 2.3 million, of which real estate will be sold at a starting price of UAH 2.2 million and loan claims for UAH 0.03 million;
- JSC Ukrbudinvestbank – accounts receivable with a starting price of UAH 0.7 million;
- JSCB Concorde – for a total amount of UAH 0.5 million, of which a vehicle was put up for sale with an initial price of UAH 0.3 million and receivables to the bank for UAH 0.2 million.
Why this is important
- The Deposit Guarantee Fund returns funds to depositors who have lost money due to bank failures.
- The state receives a part of the debts back (as a 9th priority creditor).
- Investors have the opportunity to buy assets with profit potential.
In January-September 2025, the amount of claims of creditors of banks liquidated by the Deposit Guarantee Fund (hereinafter referred to as the Fund) amounted to over UAH 3,351.3 million.
Of these funds, almost half of the amount (UAH 1,497.2 million) was allocated to the creditors of the 9th stage. In particular, JSC MR BANK (formerly Sberbank, withdrawn from the market in February 2022 immediately after the full-scale invasion of Russia) transferred UAH 1,497.0 million to the creditors of the 9th stage represented by the state enterprise National Investment Fund of Ukraine.
Another UAH 844.5 million was received by 7th priority creditors (mainly legal entities-clients of the bank). In addition, UAH 769.2 million was allocated to satisfy the claims of the 3rd priority, including to cover the Fund’s expenses for the payment of guaranteed compensation to depositors, as defined by the Law of Ukraine “On the Deposit Guarantee System”. The rest of the funds were paid to creditors of other queues.
In total, as of October 1, 2025, the banks in liquidation have satisfied creditors’ claims for more than UAH 74.2 billion, of which about UAH 18.0 billion was repaid to secured creditors, including UAH 16.7 billion to the National Bank of Ukraine (including through the foreclosure of collateral and guarantors’ property).
