From microloans to state financial institutions: NBU publishes list of significant financial companies
23 January 15:29
The National Bank of Ukraine has published for the first time a list of significant financial companies, approved by a decision of the NBU Board on January 21, 2026. This was announced by the regulator itself , according to "Komersant Ukrainian".
The list includes 53 financial companies that the National Bank has classified as systemically important for the non-bank financial market.
Who made the list
The list includes companies from various segments, such as microcredit, factoring, leasing, payment services, and state financial institutions.
Among them are:
- Miloan LLC, Maniveo Quick Financial Assistance, Aventus Ukraine (CreditPlus),
- Consumer Center (ShvidkoGroshi), MyCredit, Credit7, CreditKasa, SelfieCredit,
- Way for Pay, NovaPay Credit,
- OTP Leasing, Best Leasing, Scania Credit Ukraine, Winner Leasing,
- State Mortgage Institution, Ukrainian Financial Housing Company,
- Ukragroleasing, State Fund for Youth Housing Construction.
The list also includes companies that are part of large financial groups or operate in several segments at once — from lending to payment infrastructure.
What criteria were used for selection?
The NBU explains that significant financial companies include institutions that:
- have a market share of 1% or more;
- are part of large financial groups supervised by the National Bank;
- have an increased risk of violating consumer rights;
- participate in state financial programs.
Thus, it is not only about the scale of the business, but also about the potential impact on financial stability and customer protection.
What this means for companies
Financial companies included in the list will have to comply with the National Bank’s enhanced regulatory requirements. This applies to risk management, transparency of operations, reporting, and protection of the rights of consumers of financial services.
For the market, this means stricter and more systematic supervision of the most influential non-bank players.
The NBU’s decision was made against the backdrop of growing non-cash transactions and activity in the non-banking sector. According to the regulator, in 2025, 595.1 million payments totaling UAH 273.6 trillion were made through the Electronic Payment System (EPS), which is 23% more in terms of number and 13.5% more in terms of volume than in 2024.
