New Foreign Exchange Rules Effective August 11: How Much Ukrainians Will Be Able to Buy, Withdraw, and Spend
10 August 23:41
Ukraine is significantly easing foreign exchange restrictions for its citizens. Starting August 11, Ukrainians will have significantly more opportunities to purchase foreign currency via non-cash transactions, withdraw funds from foreign currency accounts, and make payments abroad. One of the key limits is being quadrupled—from 50,000 to 200,000 hryvnia.
Andriy Pyshnyy, Governor of the National Bank of Ukraine, announced the largest package of currency liberalization measures since the start of the full-scale war, according to "Komersant Ukrainian"
The new rules will take effect on August 11, 2026.
Citizens will be allowed to purchase up to 200,000 hryvnias worth of foreign currency
One of the main changes concerns citizens’ purchases of non-cash foreign currency.
The monthly limit is being increased fourfold:
previously 50,000 hryvnias;
it will be 200,000 hryvnias per month.
Within the new limit, Ukrainians will be able to purchase not only non-cash foreign currency but also precious metals and securities issued by foreign entities.
In effect, the National Bank is significantly expanding citizens’ opportunities to conduct transactions with their own funds and invest abroad.
How much foreign currency can be withdrawn from accounts
The restrictions on receiving foreign currency in cash are also changing.
Starting August 11, the daily limit on cash withdrawals from foreign currency accounts will increase to the equivalent of 200,000 UAH.
This rule will apply to transactions both in Ukraine and abroad.
This is particularly important for Ukrainians who are currently staying or permanently residing outside the country.
From hryvnia accounts abroad—up to 200,000 per month
Another significant change concerns the use of hryvnia accounts outside Ukraine.
The monthly limit is being increased:
- from 100,000 UAH to 200,000 UAH.
At the same time, the list of transactions that can be conducted within this limit is expanding.
Starting August 11, Ukrainians will be allowed to use these funds, in particular, to pay rent for housing abroad.
Moreover, payments can be made not only by bank card. The National Bank allows transfers directly from account to account, including via SWIFT payments.
SWIFT transfers will also be permitted from foreign currency accounts
The options available to holders of foreign currency cards and accounts are also expanding.
In addition to card payments, they will now be able to make account-to-account transfers, including SWIFT payments.
A monthly limit equivalent to 200,000 UAH will apply to such transactions.
Thus, once the new rules take effect, citizens will have more opportunities not only to make card payments but also to conduct regular international bank transfers.
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Renting Housing Abroad: A Separate, Higher Limit Will Apply
A separate relaxation is provided for Ukrainians who pay for housing abroad.
The current monthly limit of 500,000 UAH for paying for housing abroad with a foreign currency card will also be extended to cover housing rentals and account-to-account transfers.
This means that, within the established limit, rent can be paid not only by card but also via bank transfer.
The changes will also affect Ukrainian businesses
The currency liberalization package includes new measures not only for individuals.
As Andriy Pyshnyy explained, to stimulate capital inflows and support national defense capabilities, an additional limit will be introduced alongside the existing “donation” limit.
This will include direct charitable contributions from businesses, with the recipients being military units of the Armed Forces of Ukraine and the National Guard.
“To stimulate capital inflows and strengthen the country’s defense capabilities, alongside the existing ‘donation’ limit, an an ‘additional’ limit, which will include direct charitable contributions from businesses to military units of the Armed Forces of Ukraine and the National Guard,” Pyshnyy said.
According to another decision, companies will be able to transfer their own “investment” and “additional” limits—or a portion thereof—to other legal entities that, together with that company, belong to the same business group.
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